I am looking to sell my $90,000 home and downsize to a $25,000 fixer upper?

I am looking to downaize from my $90,000 home and buy a $25,000 fixer upper in the country. My children are all off to college now and we want to get into a cheaper home. My credit rating sucks now because of company cutbacks on our hours, thus causing me to fall behind on some bills. But I know the importance of paying for my home. Anyone know of "high risk" mortgage lenders who would be willing to loan $25k at interest rates as highas 10% ?